The first step is to speak with an LFS authorized Consultant to address the specifics of your situation.   

• We will first have to see if your stock qualifies for the program.  Usually, we will be able to determine this within 48 hours. 

• You will need to fill out LFS documents.

• Upon approval, we will have a Loan Agreement prepared and delivered to you.

• After you have signed and returned the Loan Agreement hedging transactions are established for the positions. 

• After the procedure is completed, your cash loan proceeds are wired to your account within 72 hours.

• Dividends from your stock will be credited towards the interest on the loan. The loan is non-recourse.  You will not need to provide any personal financial information to qualify.  The only collateral required is the stock.